A businessman walks into a bank in New York and asks for the loan
officer. He says he is going to Europe on business for two weeks
and needs to borrow $5,000.
The bank officer says the bank will need some kind of security for
such a loan. So the businessman hands over the keys to a Rolls-Royce
parked on the street in front of the bank. Everything checks out,
and the bank agrees to accept the car as collateral for the loan.
An employee drives the Rolls into the bank's underground garage and
parks it there.
Two weeks later, the businessman returns, repays the $5,000 and the
interest , which comes to $15.41. The loan officer says, "We are
very happy to have had your business, and this transaction has worked
out very nicely, but we are a little puzzled. While you were away,
we checked you out and found that you are a multimillionaire. What
puzzles us is; why would you bother to borrow $5,000?"
The businessman replied: "Where else in New York can I park my car
for two weeks for 15 bucks?"
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